Worker's Compensation Claims

The worker’s compensation claim is the fastest growing type of claim filed against an employer's various insurance carriers.  However, the nature of those claims is changing.  We are no longer in the midst of our country’s industrial revolution; a period that produced serious easy to identify injuries.  We are now well into our nation's information age which produces more soft tissue injuries, called “strains and sprains”, and stress related conditions that are harder to detect and identify.  These obscure claims require more, not less, outside investigation.  Employers, particularly self-insured employers, can waste time and money by relegating the claim process to phone calls and faxed questioners or investigations conducted by non-skilled personnel.  Employees can spot gaps in the system that are favorable to fraudulent claims or claims that drag on unnecessarily.  On site investigations conducted by professional independent outside sources will create an atmosphere that will discourage fraud and control expenses!